Get a loan of up to $750 today with a flexible payback schedule of up to 16 installments over 120 days. The application process is entirely paperless and takes less than 5 minutes. No credit check is required.
Our loans are a great alternative to payday loans: you get more money and have more time to pay back!Apply for loan
If you are employed, you are most likely eligible for our loans. Make sure you meet the following criteria:
Canadian citizen, 18 years or older.
Minimum net monthly income of $1200.
Have a stable employment with a minimum of 3 months of service.
Have a Canadian bank account with direct income deposit by your employer.
Have few or no NSF transactions.
Must not be on the brink of bankruptcy or entering into a consumer proposal.
Have a low short-term debt ratio, such as payday loans or other short term loans.
Our application process is fast and easy and takes less than 10 minutes. It is 100% paperless for your convenience. We believe SimpleLoans is the simplest way to get a flexible 90 to 120-day cash advance.
We strive to approve the majority of applicants within 60 minutes.
Your loan will be repaid over a period of approximately 3 months. Depending on your pay frequency and the amount borrowed, you will make multiple small payments over a period of 3 to 4 months. Each time you are paid by your employer, we will debit your bank account for the amount of an installment, as presented and agreed by you during the application process.
For example, if you are paid every 2 weeks and borrow $500, you will make 2 small easy payments per month for a total of 6 payments. These installments will include the principal as well as all interest and fees.
If for unforeseen reasons you need to reschedule a payment, you may do so by notifying us at least 24 hours in advance.
You may renew your loan 28 days or less before the end of the duration of your current loan.